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    Outdoor chores that will pay you back

    Clear gutter clogs

    Gutters stuffed with leaves, pine needles, and other debris can let water spill over the side, pool around your home’s foundation, and seep inside. Water that freezes in gutters can force snow and ice into roof shingles, causing damage and leaks.

    What to do: Consider a gutter-guard system to keep debris out and water in. Make sure that gutter drains extend 5 feet from the house—and that soil slopes away from the foundation 1 inch per foot for 6 feet or more. (See Consumer Reports' gutter-guard Ratings and recommendations.)

    What you save: It cost about $300 a year for a pro to clean gutters in the fall and spring. That might be worth it rather than risking a fall off a ladder if you do the job yourself.

    --> Next: Close your hoses.

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