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  • Spooky scenes create an “extreme Halloween”

    Almost every neighborhood has one -- that house that transforms each October from an ordinary home into a ghoulish scene, full of monsters, severed limbs and massive spiders.

    The people behind these freaky homes are called haunters, and for many it's a labor of love for all things Halloween that brings them to spend hours, days and even weeks bringing their spine-tingling yards to life. Here's a look at three haunters and their displays from around the country.

    (Photo: Bonnie Dobkin)
    (Photo: Bonnie Dobkin)
    Shrieks everywhere in Chicago, IL

    Bonnie Dobkin has been a fan of all things creepy, freaky, and paranormal for years, so much so that she actually lived with the likes of a vampire, witch and voodoo priestess as part of a SyFy Channel reality show called "Mad Mad House." She brings some of that creepy black humor to the busy street where she lives in a Chicago suburb.

    "I try to set it up so that after being creepy it makes me laugh, which probably means I'm somewhat twisted," Dobkin said.

    Dobkin's display centers around a

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  • A massive office-in-a-box inspired by retro airplanes

    Should you need a home office and find yourself with a spacious available corner, Restoration Hardware has just the item for you: the Blackhawk Secretary Trunk. The design is inspired by "the gleaming nose cones and fuselages of mid-20th-century aircraft," according to the product description.

    Its casing in polished aluminum around hardwood; the interior lining is black canvas. It's on casters, which is a good thing considering its 525-pound weight.

    The Blackhawk Secretary Trunk is $4,295 from Restoration Hardware. The iMac isn't included, but it sure does look nice with the trunk, doesn't it? The iMac computer starts around $1,200, depending on the size.

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  • Make yourself a magnetic-handled hammer for nails

    (Photo via Jung Soo Park)Well, of course!

    From the Why Didn't I Think of That Department, industrial designer Jung Soo Park's Neo magnetic hammer:

    (Photo via Jung Soo Park)His conceptual design has been floating around the Internet for a few months. "Unfortunately, Neo isn't for sale anywhere yet," Park tells us.

    But how hard would it be to make one yourself? Get yourself a wood-handle claw hammer, a simple but powerful disc magnet, and some strong glue (the brilliant This to That glue advice website suggests LePage's Metal Epoxy or J-B Weld for adhering metal to wood).

    To make an attractive red rubber grip similar to the Neo's, you miiiiiiight try adapting the balloon-dipped glassware DIY project I saw over at Joe's Daily: Find a long, narrow balloon, cut off the top (at an angle) and bottom, and stretch it tightly over the handle. You might want to slather on an adhesive first, and keep in mind that this is an untested idea. So please don't sue me if the hammer goes flying out of its rubber casing.

    Alternatively, you could just

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  • The story behind, and within, the world’s thinnest house

    Architectural rendering from Centrala. Click any image to go to a slideshow.The exterior of the narrow building in Warsaw, Poland, on Oct. 19, 2012. Click any image to go to a slideshow. (Photo credit: Alik Keplicz, Associated Press)Israeli writer Etgar Keret. Click any image to go to a slideshow.[Editor's note, December 2012: This blog post first appeared on Yahoo! Homes in October, and it was one of our most popular -- and claustrophobia-inducing -- stories of the year. The tale behind the home's existence is fascinating, but of course the photos really clinch it, and we've added lots more pictures to our slideshow since this post first ran. Click here or on any of the photos to go to the expanded gallery.]

    News outlets have been calling this the world's skinniest house, and we'd be hard-pressed to argue (unless you count the square-meter house).

    Squeezed into a 5-foot Warsaw alley that actually narrows further to 3 feet, the home itself is just about 50 inches wide in front and scarcely more than 2 feet wide toward the back.

    The home contains a "nearly double-size" bed, a kitchen, a toilet and shower, a "bean bag sofa" and a couple of tables, according to the Associated Press. As you can see from the rendering above, some of those descriptions seem a little generous.

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  • What does a remodel do for your homeowner’s insurance?

    There's a church in Chicago that was having its roof replaced some years ago, after an extensive remodel. Just as the workers were putting the finishing touches on the roof, a fire broke out and destroyed a good portion of the church. It's the kind of thing that happens over and over again -- you start a remodeling project, only to wind up calling your insurance agent when something goes awry.

    That's why if you're considering remodeling your home, you've got to make sure your homeowners insurance is in order. Even small home improvements can affect the cost of rebuilding your home in the event of a fire or other disaster, so make sure your coverage is current.

    The reality is this: the cost to rebuild your home could be much more than the resale value. According to Travelers Insurance, key factors that impact the cost to rebuild your home include square footage, style of home, exterior wall construction, number of kitchens and baths and garage type.

    [Do you have enough home insurance?

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  • Jaw-dropping Chateau d’Or marked down

    Bargain hunters, break out your wallets.

    The jaw-dropping Chateau d'Or estate at 10425 Revuelta Way in Los Angeles' exclusive Bel Air area, once listed at $40 million, is now offered at almost half the price: a mere $25 million. Click here or on any of the photos to go to a Yahoo! Homes slideshow.

    Described by the listing agent as "incomparably majestic," by the U.K. Daily Mail (at least in its URL) as "gauche," and by the Curbed real estate blog as "hideous" and "Marie Antoinette by way of the Sultan on Brunei on a Vegas bender," the estate offers about 26,000 square feet of ... indescribable opulence, let's say.

    The estate actually has four buildings, the listing tells us, including a 20,000-square-foot main residence, a six-bedroom guesthouse and a "professional fitness center." Also gracing the property: fountains (plural), verandas (plural), European-style grottos (yep, plural), and the requisite Southern California swimming pool and spa (just one of each, heaven forfend!).

    Hard

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  • I've made these kinds of repairs, so I can give you a quick tip, but don't think that I'm especially vigilant about checking my own leaking downspouts. I'll fess up -- I tend to react to repairs rather than anticipate upkeep for my home.

    In other words, when I notice the busted joints in my downspouts beginning to pour like Niagra Falls, I'm pretty sure I need to fix them. Pronto.

    Here's how you can be more proactive.

    The problem of leaky downspouts (vinyl, PVC, or aluminium) may be linked to one or more of several contributing factors.

    Gutters choked with leaves, pine needles, or twigs retain water, and wherever you have standing water, you have pressure and potential warping of the downspout joints on your drainage system.

    If you've done any exterior work on your home recently -- such as redoing a roof or painting the house -- the downspouts could have been bumped or dented and the joints shaken loose in the process.

    Downspout joints can, of course, also simply wear out with

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  • Penny tiles, literally

    You've heard of penny tiles? Well, these are penny tiles made out of actual pennies, from Modwalls:

    Unsurprisingly, tiles made of actual money will cost ya. A square foot is about $70 -- or, get this, for $72.95 you can buy all heads up or all tails up! -- compared with about $10 a square foot for the traditional porcelain version from Modwalls. The tiles are suitable for walls and floors, countertops and backsplashes, says Modwalls, as long as it's not a wet area.

    You might be eyeballing your 5-gallon water jug full of pennies right about now and wondering whether you really neeeeeed to buy a mesh-mounted sheet of them. Well, if this chat thread on Contractor Talk is to be believed: No, you do not. Builder Scott Locke of Madison, Alabama, made a whole wall tiled with "exactly 19,400 pennies," and posts the pictures to prove it. Here's how he did it, he says on Contractor Talk:

    "I made a panel out of MDF and reinforced it so that it would be rigid. Then I painted it black, superglued

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  • 5 Halloween crafts for a spooky home

    Halloween is a really fun time of year, but for most consumers, it has also become a very expensive holiday. Last year, the National Retail Federation estimated that American consumers would spend a whopping $6.9 billion on Halloween candy, costumes and decorations.

    Americans are absolutely batty about Halloween, and spending for the holiday's festivities is second only to Christmas. Don't get spooked -- you can have a great Halloween without spending an arm and a leg. These DIY decorations are both easy and inexpensive. Get your little ghouls and goblins involved to make some lasting memories and teach them how to spend money wisely in the process. Dress up your front porch or stoop with these creative DIY ideas.

    (Photo: Shutterstock)

    A man-eating pumpkin. Jazz up a jack o' lantern -- the old Halloween stand-by -- to a new eerie delight with items you already have around the house. First, carve a face into a pumpkin. For the best look, give your pumpkin some jagged teeth or fangs. Then, grab an old sock,

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  • Find the real costs of home refinancing

    A lower monthly payment is great, but only if you can truly afford it. But how do you decide if you can afford a refinance? There's more than just interest to consider -- costs and fees add up quickly, and they could wind up nearly wiping out the benefit of a slightly lower interest rate.

    Some of the costs to keep in mind when thinking about a refinance include the following.

    Private mortgage insurance (PMI). Whether or not you pay PMI depends on your loan-to-value (LTV) ratio. Generally, a LTV ratio of 80 percent or more requires PMI.  So if you're taking out an $80,000 loan on a home that's worth $100,000, you'll need PMI.

    The cost of PMI reduces the initial savings on a refinance, but it also helps you lock in a lower interest rate long-term. In some cases, you can cancel PMI when you reach 20 percent equity in your home.

    Average cost: Generally 1 to 2 percent of the outstanding loan amount divided by 12.

    Points. The lower your interest rate, the more you'll pay in closing costs and

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Jennifer Karmon

Senior editor, Yahoo! Homes. Former Los Angeles Times editor. Clever, pretty designs and sharp writing make her swoon.

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